Well, Paul, you asked for my feedback, and I confess that I can't quite relate to this issue. It's probably because the internal structures that lead a well-organized, well-functioning community mitigate against stealing within the community. I actually haven't heard of stealing in a community except for one community naive
enough to not have a clear and rigorous new-member process. A habitually dishonest person joined them, who then stole from the community itself. And then the community tightened up their new-member process. But I've actually only heard of this happening once.
Here's what I usually see instead: (1) The community has a new-member process that involves the person's meeting the community's requirements, (2) spending the amount of time needed in the provisional member process (usually 6 months or more) (3) being oriented and educated about the community during this time, (4) having to meet the community's criteria for full membership during this time, and (5) being approved, or not, by all full members of the community at the end of this period. (The last step isn't true in cohousing communities, however, as there cannot be a Yes or No approval process when people are buying a housing unit on the open market.)
Other factors which mitigate against stealing in community, besides a well-organized new-member process, include clear agreements in writing about various policies and procedures in the group; a fair, participatory governance process in which each full member has decision-making rights (this is often, but not always, consensus); people being well-informed about the decisions and projects of each committee, and the policy decisions of the whole-group business meetings; and regular sharing circle or check-in non-business meetings in which people describe what's going on for them in their lives lately and how they feel about it.
These practices tend to produce a group of neighbors, friends, and colleagues who know each other fairly well, and who share a desire to be well-thought of by other community members. People want to look good in the eyes of their friends and neighbors! Communities are such small, relatively intimate societies that the kind of anonymity that is common in mainstream (non-community) culture, and which can give rise to strangers stealing from strangers, just doesn't happen. No one would want to be labeled as a thief.
That said, I've just thought of two exceptions. One is when children or (disturbed) teenagers steal in the community. I've seen this, but it doesn't last long because the rest of the community gives the child, or teenager, immediate feedback that that is NOT OK.
The other instance is when it's a neighbor doing the stealing. This happened at Earthaven once when someone was stealing construction tools out of our cars (so we locked our cars). That hasn't happened in years, and we don't lock our cars anymore (or keep construction tools in them either). We had a pretty good idea which neighbor's teenager it was, and when that family moved away, the stealing stopped.
We also have a mentally ill neighbor who comes into our houses, takes something small, and leaves a can of beer or something similar in its place. Annoying but not too serious, and we all know it's that particular neighbor. If she does it too much we lock our doors for awhile until it stops, then quit locking them again.
And, Paul, re your ideal response, I actually have seen people at Earthaven realize that they borrowed something someone was needing back right away. The person puts the word out, "Hey, has anyone seen my 12-foot ladder? I need it back by Sunday." And someone will rush forward and say, "Oh, I'm sorry: I've got it; I borrowed it to fix the roof. I'll bring it right back."
My neighbor regularly borrows my mom's and my wheelbarrow and I regularly borrow his garden tools. He lets me use his freezer and we let him use the
shower in our
greenhouse. He fixes things on our homesite and the tenant in his rental unit can use our
greenhouse shower too, for which he gets extra rent. When we have parties he brings over extra chairs, and a dish to share. He borrows my truck when his car's in the shop. I borrow his strawbales when I need
straw and then replace them the next time I go to town. Sometimes my mom and I find a pot of stew sitting on our refrigerator when we come home; he made extra stew and gave us some.
Life in community.
Diana