Has anybody used one of the many free mulch services I see on the internet, like chipero.com? They advertise that the mulch is arborist-grade (coarse-chopped, mixed with leaves/etc, and generally free from toxic gick) and the price is right.
I'm considering getting a truckload, spreading it across my HOA-mandatory
lawn, and chopping it up with my mower with the intent of adding organic matter to my dirt.