figures, numbers, and ideas based on location are all in the air as far as I'm concerned. The best way to get water to penetrate is with deep deep DEEEP rooted plants, good varieties for me in the NW are red clover, sudan grass, swiss chard, and anything with a decent taproot. For water retention it's obvious the more organic matter you have in your soil, the more water will be retained, and the more well decomposed mulch you have on your surface, the less with shed and if you have fresh mulch ontop of a mound of gunked mulch, you'll have a nice seal upon your water pocket. I have tried putting logs under mulch, on soil surfaces. If you split them up and don't use conifers (which can deture plants and decomposition by what they release) it will act as a sponge after it breaks down more (my trick is putting broken down mulch around the logs then a little fresh chicken shit ontop which will get soaked into the log and surrounding mulch, BUT only in places that arn't next to plants, or won't have plants spread out to that area for a year so it can break down.
All in All how it works is as a rain drop lands, each level of organic surface from the top gets dibs first, if the water sheds or has surplus after being soaked in by the mulch, it goes down to the soil, and so on.
I've grown orchards in places where organic matter leaches away from the soil, in and area that does not have summer rain and I could not get irrigation. the one thing i really noticed when trying to build soil to ultimately retain water was: the example I have is Jerusalem Artichokes, which is highly drought tolerant being apart of the sunflower family would LIVE in that soil IIIIFFF I would plant in a handful of
compost. After harvest though I found that if the soil were dirturbed and mixed from being harvested and one seed put back, there wouldn't be
enough moisture in the following season to keep that single plant alive. My theory is that while undisturbed, the plant would grab and hold onto what it could, and in the chaos that is me, whatever was left from what I put there that the Sunchoke was holding onto would not be enough for a new plant to hold grab and sustain itself from.
So i like to rant, and you just got a dose. But i hope it helps/
Russell