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Develop a residual income stream - PEP BB commerce.sand.residual

BB commerce - sand badge
 
Kate Schneider
Posts: 10
Location: Pacific Northwest USA
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urban cooking
posted 3 years ago
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I haven't seen this come up yet: Are dividends (from brokerage accounts) and interest (from savings accounts) considered residual income for this purpose? Or are those not skills-based enough?
 
Mike Haasl
steward
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Good question!  I know dividends from investments would count.  I believe savings accounts would as well but I'm not positive.

SKIP books, get 'em while they're hot!!! Skills to Inherit Property
Come join me at the 2024 SKIP event at Wheaton Labs

 
Joshua Porch
Posts: 1
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posted 3 years ago
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Was reviewing my tax documents and I think I may have the BB covered already!

I own a few shares of index funds that provide me with a little dividend money each year.
Dividends.PNG
My Dividends
My Dividends
Robinhood_Name.PNG
Cover sheet with my name
Cover sheet with my name
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Leigh Tate
author & steward
Posts: 5087
Location: Southeastern U.S. - Zone 7b
2953
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posted 3 years ago
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I've self-published a number of books over the years and last year became a Permies affiliate. Recently, I started selling my books on Permies Digital Market --> https://permies.com/f/442/leigh-tate.

My plan is to continue continue writing and adding books to the Digital Market. Also, I plan to become more active as an affiliate by promoting the books of others.

Here's my screenshot to show proof of meeting the income requirement.

Blog: 5 Acres & A Dream
Books: Kikobian Books | Permies Digital Market

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K Wagner
Posts: 72
27
posted 3 years ago
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Got my mining rig back up in running. These 1070s have already more than paid for themselves in the past couple years.

Screenshot_20210415-093047.png
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Screenshot_20210415-093118.png
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R Parian
gardener
Posts: 325
Location: NW Washington - Zone 8b (15 to 20 °F / -9.4 to -6.7 °C)
269
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posted 3 years ago
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I created a PEP BB Calculator for Google Sheets and listed it for sale on the Permies Digital Market.  So far it has earned $5.39 this year, which should earn me an Air Badge in Commerce!

Here is the link to the PEP BB Calculator for Google Sheets in the Digital Market.
Ledger.png
Sales this year.
Sales this year.

Now you can track your PEP BB and Badge progress in Google Sheets! Download today: PEP BB Calculator for Google Sheets

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Brandon Gladefield
Posts: 114
Location: VIC, Australia
77
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kids gear cooking building solar homestead
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So my residual income stream comes from high interest savings. If I were to float in the ocean it would grow enough to pit a smile on my face.

There is a section on the that "big list" that says investing wisely, which is what I have done. I cannot draw from that account with incurring a fee so the money stays where it is!

I can't really attach a link nor can I easily make it identifiable to me but a screenshot was taken only moments ago from my phone.

It might not be the best but please bear with with me :)
Screenshot_20210422-235104_ANZ.jpg
[Thumbnail for Screenshot_20210422-235104_ANZ.jpg]

The Lord gave, and the Lord hath taken away; blessed be the name of the Lord. - Job 1:21

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Someone flagged this submission as not complete.
BBV price: 1
Note: It needs to be "identifiably you" somehow

 
J Crozier
Posts: 73
Location: Alberta, Canada
85
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This is my fist BB submission, so hopefully I am doing this right.

I hold several ETF's that pay out dividends on a regular basis. Currently they just get reinvested, so it should continue to grow year over year.



ETF.PNG
[Thumbnail for ETF.PNG]

"All we have to decide is what to do with the time that is given to us."

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Note: It needs to be "identifiably you" somehow

 
Brandon Gladefield
Posts: 114
Location: VIC, Australia
77
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kids gear cooking building solar homestead
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Resubmission of this one with bank statements containing my name
Screenshot_20210422-235104_ANZ.jpg
Original image
Original image
Screenshot_20210423-123138_ANZ.jpg
It is me!
It is me!
Screenshot_20210423-123144_ANZ.jpg
Values at the bottom match the phone screenshot
Values at the bottom match the phone screenshot

The Lord gave, and the Lord hath taken away; blessed be the name of the Lord. - Job 1:21

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Mike Haasl approved this submission.

 
J Crozier
Posts: 73
Location: Alberta, Canada
85
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Resubmitted with more info showing my name in the upper right corner.

ETF.PNG
[Thumbnail for ETF.PNG]

"All we have to decide is what to do with the time that is given to us."

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Mike Haasl approved this submission.

 
Malek Beitinjan
pioneer
Posts: 261
Location: SF Bay, California Zone 10b
136
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I own stock in GlaxoSmithKline, a pharmaceutical company, which gives quarterly dividends. Here is a screenshot from my Robinhood account as proof.

Screen-Shot-2021-04-23-at-11.40.32-PM.png
[Thumbnail for Screen-Shot-2021-04-23-at-11.40.32-PM.png]

“There are no words to express the abyss between isolation and having one ally. It may be conceded to the mathematician that four is twice two. But two is not twice one; two is two thousand times one.”
― G. K. Chesterton

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Someone flagged this submission as not complete.
BBV price: 1
Note: Looks like you're a dime away...    - Must bring in at least $1.99 before this BB is complete

 
Malek Beitinjan
pioneer
Posts: 261
Location: SF Bay, California Zone 10b
136
4
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Ah, my bad. I also have walmart stock that gives dividends. The two combined add up to more than $2!

Screen-Shot-2021-04-24-at-12.58.33-PM.png
[Thumbnail for Screen-Shot-2021-04-24-at-12.58.33-PM.png]

“There are no words to express the abyss between isolation and having one ally. It may be conceded to the mathematician that four is twice two. But two is not twice one; two is two thousand times one.”
― G. K. Chesterton

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Mike Haasl approved this submission.

 
Shaun Hill
Posts: 35
Location: Virginia, USA
34
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I have two computer that I use, one is a dedicated crypto miner and the other is my main PC which I mine crypto on when I'm not using it.

I've been running it since February and have been paid out over $1700 worth of Ethereum.

Let me know if you need any further information.  Even once Ethereum changes to proof-of-stake next year there are still several coins I can mine that will net $10+ a day with my setup (ie..ravencoin, aeternity, firo, etc)

01-Estimated.png
These are my estimated earnings from my mining dashboard.
These are my estimated earnings from my mining dashboard.
02-Stats.png
These are my current stats in the mining pool I'm using.
These are my current stats in the mining pool I'm using. The numbers are a little different because I had not been running the miner all day yesterday.

.:GOAL - Work daily to learn more about survival and self-reliance:.

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Note: Need to be able to prove it's your income stream

 
Shaun Hill
Posts: 35
Location: Virginia, USA
34
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Here is the proof of ownership with my name in the upper right corner!  
03-proof_of_ownership.png
[Thumbnail for 03-proof_of_ownership.png]

.:GOAL - Work daily to learn more about survival and self-reliance:.

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Someone approved this submission.

 
Kate Schneider
Posts: 10
Location: Pacific Northwest USA
9
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urban cooking
posted 3 years ago
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Okay, I'll give this a shot with savings account interest.

This is an Ally online savings account with an APY of 0.50%. It will continue to generate interest as long as I leave money in it, which I plan to for the foreseeable future.

Note: I share this account with another person. Dividing interest income by 2 = $7.09 earned so far this year.
Savings-Interest.png
4 months of interest income
4 months of interest income
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Mike Haasl approved this submission.

 
Logan Byrd
pollinator
Posts: 259
Location: Michigan - Zone 6a
89
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I run a small record label for myself and my friends called Vastitune, the label's Bandcamp alone pulls in a decent chunk of money so here's some screenshots of a recent sale as proof.

The label's Bandcamp is here, although our music is also on Spotify, iTunes, Amazon, etc. My personal Bandcamp is here.

This sale was for my own music, so I get to keep the entire $4.14.
sale.png
[Thumbnail for sale.png]
sale2.JPG
[Thumbnail for sale2.JPG]

It's never too late to start gardening, and even the smallest project is worthwhile.

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Luke Mitchell
gardener
Posts: 577
Location: Pembrokeshire, UK
432
2
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I earn a small amount of passive, residual income through an ethical investments scheme, Abundance Investment. Investing is one of the items on Paul's big list of residual income streams.

I have only invested a small amount of money, which I began quite a few years ago. Each time I receive a payout I roll it back into a new investment to continue growing the amount. All of the investments are ecologically-sound (most are community energy projects, although one I invested in today is local organic strawberries). To invest I have to prove I understand the risks through a simple questionnaire, then it is a case of reading the offer documents and deciding which, if any, company I agree with ethically and feel has a reasonable chance to succeed financially.

As you can see from the photographs I have earned more than $5 over the past 3 months. I typically earn about $15 per year from this and sign in once or twice to reinvest the cash. One day, when I have some spare capital, I'd like to increase the pot significantly.

Edit: added name in attachment
ai.PNG
Earnings over past 3 months
Earnings over past 3 months
ai-invest.PNG
Company investment offer
Company investment offer
ai-invested.PNG
Previous earnings re-invested
Previous earnings re-invested
ainame.PNG
Statement with name
Statement with name

Small-holding, coppice and grassland management on a 16-acre site.

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Someone flagged this submission as an edge case BB.
BBV price: 0
Note: Can you add something where it has your name on the screen shot to prove it is your investment?

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Mike Haasl approved this submission.
Note: Thanks!

 
Luke Mitchell
gardener
Posts: 577
Location: Pembrokeshire, UK
432
2
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Sorry for the oversight - I've added an additional attachment to my post, above

Small-holding, coppice and grassland management on a 16-acre site.

 
Mike Haasl
steward
Posts: 15395
Location: Northern WI (zone 4)
4782
7
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I arranged for issue number 299 of Mother Earth News to be in the digital marketplace as part of the SKIP kickstarter.  My article on starting a homesteading club was in that issue.  It's listed Here for $2.99 and it's sold at least once.  My cut was $2.76.  It will be listed for the foreseeable future so if I float in an ocean it should continue to trickle in money from time to time.  Here's a copy of the email from Gir Bot saying that one purchase was made:
Gir-Bot-email.png
Gir Bot email
Gir Bot email

SKIP books, get 'em while they're hot!!! Skills to Inherit Property
Come join me at the 2024 SKIP event at Wheaton Labs

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Nicole Alderman approved this submission.
Note: I hereby certify that this badge bit is complete!

 
John Morey
Posts: 12
Location: Oklahoma
6
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Heyo!
This is fun. ^_^ I just started my Patreon, and have 1 active patron for $3/mo. My name is in the top right of the screenshot.
All the best. <3
permies.com-badge-submission.png
[Thumbnail for permies.com-badge-submission.png]

Abundance of wealth, health, happiness and joy for all. Founder of https://www.1ugp.org / BUY THESE 12 BOOKS AND DONATE THEM TO A SCHOOL NEAR YOU. Please. https://permies.com/wiki/122694f431

 
Nicole Alderman
steward
Posts: 21449
Location: Pacific Northwest
11910
11
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John, would you be able to post a link to your patreon page? Once you do that, I can certify it.

Thanks!

~ Dragons, Fairies and even a Mini-Paul! ~ You Know You're a Permie When...~ All About Permies, including tutorials ~Herbal Hugel Spiral of Randomness!~Tricks to Keep the Dirt from Sliding off a Hugel~List of Cascadia Bloggers and Facebook Pages!~

 
John Morey
Posts: 12
Location: Oklahoma
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Thanks, Nicole! Here you go: https://www.patreon.com/ugrowpro

Abundance of wealth, health, happiness and joy for all. Founder of https://www.1ugp.org / BUY THESE 12 BOOKS AND DONATE THEM TO A SCHOOL NEAR YOU. Please. https://permies.com/wiki/122694f431

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Nicole Alderman approved this submission.
Note: I hereby certify that this badge bit is complete, and congratulate you on your first air badge!

 
Sage Chara
pioneer
Posts: 38
Location: Warrnambool Australia
32
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I was deep into creating crochet patterns back in 2019, and though I haven't done much with them since, I always get a nice little boost to my day when I see someone has purchased one of the patterns that I sell on Ravelry :) I reckon with some more work (aka actually promoting it) I could be making more money off the patterns, but for now it's worked out quite well and completely passive needing no further input from me to keep running.

Here's a link to my Ravelry shop: https://www.ravelry.com/stores/little-seal-designs

And attached is a screenshot of sales :)
Screen-Shot-2021-08-13-at-9.23.05-am.png
[Thumbnail for Screen-Shot-2021-08-13-at-9.23.05-am.png]

Follow the journey of our family of three, cat, dog, chickens, and two dairy sheep at our tiny house homestead on less than an acre
https://innisfreehomestead.com/

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Mike Haasl approved this submission.

 
Christopher Weeks
master gardener
Posts: 2743
Location: Carlton County, Minnesota, USA: 3b; Dfb; sandy loam; in the woods
1350
6
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On the wiki post at the top, it says the residual can't be from an investment. But I see several investment payouts listed here. Is that an artifact of the standard changing over time or am I misunderstanding something?
 
Mike Haasl
steward
Posts: 15395
Location: Northern WI (zone 4)
4782
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Yes, the requirements have been adjusted/refined over time.  Submissions approved prior to any changes remain approved.  

SKIP books, get 'em while they're hot!!! Skills to Inherit Property
Come join me at the 2024 SKIP event at Wheaton Labs

 
Re' Burton
pollinator
Posts: 75
Location: 4b Wyoming
33
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dog hunting foraging chicken food preservation medical herbs
posted 2 years ago
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Not sure this is how to submit first step in commerce, but -- I bought chicks, raised them, sell eggs weekly for $3.00/dozen and have 2 repeat buyers who always pay more for some reason. I keep the cash in a small canister and use that money to buy bedding and feed.  At this rate, I rarely had eggs for myself so I built a larger coop and run and plan to buy triple the number of chicks next spring.

Go outside and play!

Staff note :

Unsubmitted since it's in the wrong thread

 
Jane Mulberry
master pollinator
Posts: 942
Location: East of England/ Northeast Bulgaria
333
5
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posted 2 years ago
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Remelle, great work! Sounds like your customers really appreciate your eggs! I'm pretty sure to get this approved it needs to be posted under a different income stream, the "sell things you made or grew" one. here,  https://permies.com/wiki/115132/pep-commerce/Sell-goods-grew-foraged-PEP
This one is for income that happens even if you don't put any more work in, like book royalties or earnings on YouTube videos.

I'm only 64! That's not to old to learn to be a permie, right?

 
Re' Burton
pollinator
Posts: 75
Location: 4b Wyoming
33
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dog hunting foraging chicken food preservation medical herbs
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Edge case submission
Not sure this is how to submit first step in commerce, but -- here is my edit since my chickens don't count for residual income.

I started my Amway business in 1996 and have several customers who were once my downline,  didn't want continue as IBO's but still love the products.  When they buy or sell products I receive a little bit, about $6/from each per month, as well as when I buy products wholesale, I earn PV and BV and get a check back or earn a credit for my own purchases.  

In 2019 I joined Zilis, a CBD company and they are set up the very same way Amway is, as the owners are ex-Amway people, so there you go.  This business boomed in 2019, waned in 2020 and I have not actually done much selling this year but still can buy wholesale and get a little back when people buy from me.  

I have attached my 2020 tax form for Amway
Filename: 2020-Amway-extra-earnings.pdf
File size: 261 Kbytes

Go outside and play!

Staff note (gir bot) :

Someone flagged this submission as an edge case BB.
BBV price: 0
Note: Hi Remelle, you need to post pictures, not attachments, sorry.  Here are the three requirements for this BB:      - a description of your income stream and how this will continue to bring in an income for at least a few years      - a link to it      - a picture of proof it made $1.99 or more (needs to identify you but you can smudge out other personal info)

 
Re' Burton
pollinator
Posts: 75
Location: 4b Wyoming
33
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dog hunting foraging chicken food preservation medical herbs
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Remelle Burton wrote:Not sure this is how to submit first step in commerce, but -- here is my edit since my chickens don't count for residual income.

I started my Amway business in 1996 and have several customers who were once my downline,  didn't want continue as IBO's but still love the products.  When they buy or sell products I receive a little bit, about $6/from each per month, as well as when I buy products wholesale, I earn PV and BV and get a check back or earn a credit for my own purchases.  

In 2019 I joined Zilis, a CBD company and they are set up the very same way Amway is, as the owners are ex-Amway people, so there you go.  This business boomed in 2019, waned in 2020 and I have not actually done much selling this year but still can buy wholesale and get a little back when people buy from me.  

I have attached my 2020 tax form for Amway



Let's just delete both submissions.  Don't have time to figure out where the editing happens. Thank you!!

Go outside and play!

 
Jane Mulberry
master pollinator
Posts: 942
Location: East of England/ Northeast Bulgaria
333
5
I like...
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posted 2 years ago
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Remelle, taking a screenshot of the pdf (making sure it shows your name and the amount you got paid) and adding it to the post as an image would probably be enough for the passive income one. My guess is it would then meet the requirements.

I admit to not having certification for commerce things where I earn enough, because I don't have the correct details to verify it or could verify it but don't want to post that much personal info on a public forum. It's necessary to show enough so that anyone could look at it and easily see how it meets the requirements. Because the ultimate goal of all this for those doing it seriously is to inherit a property, the certification process needs to be rock-sold and unchallengeable. Glad I'm just doing it for fun and to learn!

I'm only 64! That's not to old to learn to be a permie, right?

 
Nikki Roche
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I have a small shop on Teachers Pay Teachers where I create and sell curriculum: https://www.teacherspayteachers.com/Store/Amalgamate

My last name is different on the PayPal notification because I never changed it after I got married. But there's a photo of me on my shop page to show that it's the same Nikki.

(Reminder to myself) God didn't say, "well said, well planned, and well thought out." He said, "well done."
Nikki's Wishlist

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Jeff Bosch
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Submission flagged incomplete
Host someone's website for $75/yr
Screenshot_20220206-203938.png
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Resident at Wheaton Labs. Boot SEPPer Ant Deep Root
Helping out and looking for opportunities.

Staff note (gir bot) :

Someone flagged this submission as not complete.
BBV price: 1
Note: You also need to provide "A link to it" so that we can tell the $75 was for that and not for paying you back for drinks at the bar Friday night.  Side note: is this really a residual income stream?  Did you set it up and you now don't have to do anything to keep it going?  Or is it closer to "work done over the internet"?

 
Jeff Bosch
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Edge case submission
Will this work for the link?

This is residual, if they need work done it will billed separately.
Screenshot_20220206-193928-486.png
[Thumbnail for Screenshot_20220206-193928-486.png]

Resident at Wheaton Labs. Boot SEPPer Ant Deep Root
Helping out and looking for opportunities.

Staff note (gir bot) :

Someone flagged this submission as an edge case BB.
BBV price: 0
Note: We need a link to the income stream.  So in this case, I think a link to the web site you're hosting would satisfy it.  Or a link to your website/thingie where you advertise your service.

 
Jeff Bosch
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Submission flagged incomplete
I am not comfortable disclosing customer information (link to their site). I currently not accepting new clients so I am not advertising.

Here is the part of the payment receipt that shows the invoice number, would that help?
Screenshot_20220219-164214-224.png
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Resident at Wheaton Labs. Boot SEPPer Ant Deep Root
Helping out and looking for opportunities.

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Someone flagged this submission as not complete.
BBV price: 1
Note: Sorry Jeff, without a link to the income stream (website or the like), we can't approve this submission.

 
Kelly Ferguson
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posted 2 years ago
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This is my submission for the residual income badge.

Several years ago (2013 ish?) I wrote some ebooks and published them on Amazon. I still get a few bucks in royalties for them each month. As proof, here is a photo of my author page with my published listings, as well as my latest royalty report.
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Screenshot_20220322-182551_Chrome.jpg
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jordan barton
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Location: Coastal Salish Sea area, British Columbia
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i have received affiliate funds from permies!!

Here is the link to the 2.00$ affiliate fee for BWB audiobook
https://permies.com/wiki/125468/Building-World-Backyard-audiobook-format
Screen-Shot-2022-04-03-at-12.34.26-PM.png
Showing the BWB Audiobook sale
Showing the BWB Audiobook sale

It is a privilege to live, work and play in the traditional territory of the Salish People.
Now drop and give me 52... ~ Come Join the permies Shoecamp! ~ All about Permies, including Tutorials ---
Give me an Adventure!

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Ashley Cottonwood
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I have been posting affiliate links to my business pages from Permies.com. This link is pinned to the top of my Facebook page and was sent out in a Dailyish.
Screen-Shot-2022-04-16-at-8.14.15-AM.png
Facebook Page
Facebook Page
Screen-Shot-2022-04-13-at-2.04.53-PM.png
Proof of Earnings
Proof of Earnings

Like my shiny badges? Want your own? Check out Skills to Inherit Property!

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Mike Haasl approved this submission.

 
I agree. Here's the link: http://stoves2.com
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