I own my land and have been building a house for almost 20 years on a pay as you go or have time. I'm divorced 22 years. I recently retired and trying to stay that way but have run into a brick wall. Having liability insurance on the property . Since my house is still not finished as far as insurance companies think it should be, I've been unable to get any kind of coverage. I would like to sell a product of some kind like vegetables or storage sheds and though probably rare , legal issues can arise where you can get sued if someone finds a fire ant on there tongue after eating your tomatoes or stuck by a nail in your building. It all seems to fall around having homeowners insurance that I can't get so I can't get any other kind. Anyone have any ideas on getting liability protection without a homeowner policy?