There are two parts to the equation of life.
Energy and time. Energy, not in the sense of finding motivation, but of the ability to sustain oneself.
The most common way to acquire energy in most of our lives is money. Money or the acquisition of energy are fungible. The power of compounding means that there are almost infinite amounts of energy that can be harvested or created, almost infinite paths to do it.
You can bag on 'worky jobs', but money is the easiest to compound. When invested, it silently works, 24/7/365, growing, providing future acquisition of energy.
Investing in yourself, your skillset, investing in your 'home(stead)' wherever you live, means finding ways to wisely compound your labor, and therefore your ability to acquire energy. Most live with a balance of both paths.
Time, however, is not fungible. Finite, it passes no matter what, and cannot be created. It is the limit to the compounding part, or the future acquisition of energy. That should help frame a person's answer to the 'value' of time.