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Then remember to collect the slug bodies each morning and put out any additional beer as required.
erejacob wrote:
With financial independence, you buy health insurance on the free market instead of getting it subsidized by some corporation as part of a benefits plan.
I pay $95/month for a $4500 deductible plan. I've checked the prices of the same plan as it currently sells for someone who's near Medicare age and it's about twice that. This is not expensive. These are California numbers. In Oregon I can get a $10,000 deductible plan for $50/month.
Job loss is irrelevant, since obviously, I don't need a job to receive dividends from the companies I own. A stock market crash/economic recession may cause some of these companies to cut their dividends, but then you buy another one. It's a lot easier to find a new investment than to find a new job, especially in a recession.
I understand trust fund hippies get their money from their relatives. I worked as an employee for all my money. I just didn't spend very much of it and so I still have most of it to do what I do now.
Fred Morgan wrote:
What if a hurricane hits your home? What if a tornado? Flood? Most people don't have insurance for these unlikely events (maybe flood if you are in a flood zone).
How one sells insurance is scaring people into believing low probability events WILL happen. Life is chances, you have to choose which ones you can accept. Sometimes you choose poorly. But, buying insurance is no guarantee either, given twice they have stiffed me for the bill.The odds of me getting heart disease or cancer in my life time are actually quite low, especially given my family history. Diabetes is another issue, but that is controlled best (if not type one) by diet.
One other thing to consider, I know that my health is my problem, so I eat right, exercise, etc. to protect my health. These are the really important factors.
So far, most of my health care expenses are stitches.
pubwvj wrote:
I went from baby sitting and yard work to save up money for a computer so I could do data analysis, programming and computer consulting (1970's, 1980's). Later I added drawing maps and clipart (1980's, 1990's), inventing several things in electronics, mechanical engineering and chemical engineering including iron-on heat Transfer Toner for laser printers in the 1980's, published a magazine (Flash Magazine) about desktop publishing for over a decade along with many books, setup a manufacturing and marketing company for some of my inventions, did sustainable forestry, tried raising pastured poultry (failure) for meat, tried sheep (not able to pay the mortgage because processing ate all the income) and got to pastured pigs where we actually can make a a living on something farmed. We've been doing the pigs for about a decade. Lots of overlapping things in all of that. During that time I rennovated many houses and finally got to build our cottage here on Sugar Mountain.
Jeanine Gurley wrote:
Icewalker, I think that no matter how well we plan, the average person is going to have some angst in the end. It is usually an ugly time just like the rest of the animal kingdom. But the predators usually eat the weak and elderly and humans - in theory - take care of ours till the end.
We can only hope there will be someone around to wipe our front and back end and that maybe we won't be too much of a finacial burden on someone.
Ideally we can die when we take a nap like my grandpa or have tons of money for expensive nursing like my grandmother - but that is not most of us.
We can just try to take care of ourselves and hope for the best.
pubwvj wrote:
We own about 1,000 acres. It is a ring of mountains with a central valley which used to be a town long ago before it was abandoned. Our old farm house was one of the first houses in the area and the only one left of the village. We now live uphill from it in our cottage which we built about four years ago. See:
http://SugarMtnFarm.com/cottage
for that saga. Building the cottage was sort of a dry run for the construction techniques we're using in building the butcher shop.
Neither my wife or I come from farming families. We learned from scratch and bought our land back in the 1980's when land was a lot cheaper. I wouldn't be able to afford it now. Don't want to sell either. We love homesteading, farming and doing sustainable forestry. Gradually we're expanding the fields, clearing many back to the old stone walls, putting in orchards, berries, etc. It's a process and very much a fun one.
I knew I wanted to do what we're doing back when I was a teenager. From there it was a matter of figuring out the path and then following it step-by-step. Each year we make progress. Much more to go. I'm not bored yet.
Excellent ... IMHO the hardest part in life is finding the road to take ... I think you found yours. Well done.
