Yeah, I was just throwing out options. There reasoning is that they believe that people of faith should share the burdens of life out of love for God and each other. We knew a couple that was on one of these insurances and it was wonderful. The wife, who was a close friend, developed brain cancer that she fought for over nine years. The insurance ministry (I guess), paid for nearly everything. Members actually write to each other for prayer, emotional support.
Also, the rates are low based on statistics that people of faith have less vice that contributes to health problems (smoking, drinking, illicit sex (std's), drug abuse, marriage fidelity (emotional care)).
I'm looking forward to investigating both groups, in addition to other insurances as we consider retirement.
Prairiebird