Where I'm from most people don't build their own homes and the companies who do build them are not always local. There aren"t really repercussions if there's any kind of storm damage. The company has long since sold the house and has no liability unless they did something that isn't up to code. The people who buy the houses assume that these houses are safe since they meet code. Tornadoes are rare occurences, You can live in Tornado Alley and go your whole life without seeing one so it's easy to put the fear out of your mind until the storm comes.
