We went to a presentation by Jack Cohen, Fire Science Researcher with the USDA Forest Service (retired I think). One of his videos on the topic is here:
https://www.youtube.com/watch?v=vL_syp1ZScM I think he is currently working for or with FireWise:
https://www.nfpa.org/Public-Education/By-topic/Wildfire/Firewise-USA
His message is that structures survive wildfires provided the owners follow a few simple, inexpensive steps summarized (for example) here:
https://www.nfpa.org//-/media/Files/Firewise/Fact-sheets/FirewiseHowToPrepareYourHomeForWildfires.pdf. The most critical steps are: 1.
don't have a flammable roof (many asphalt shingles are perfectly adequate), 2. don't allow wind-blown embers to enter the structure through vents, pet doors, or other openings (e.g., close your windows before you evacuate), and 3. remove everything that could be ignited by embers that is in contact with your house or within 5 feet of the house.
The big scary flames are rarely the cause of structure fires. Experiments indicated that very intense crown fires will not char structures 100 ft from the trees, and although structures 30 ft from the trees may get charred if the crown fire is intense, but even these ignitions typically self-extinguish. Further, almost never do the forest conditions necessary for intense crown fires extend so close to a structure. Deciduous trees are all good. He showed footage of a row of eucalyptus trees in a suburban neighborhood that survived a fire even though the surrounding houses burned.
Structures that burn during wildfire events do so because wind-blown embers ignited the house or ignited materials up next to the house. Don't have a stupid roof, seal your house against embers, and remove all tinder within 5 ft of the house and you've eliminated the vast majority of your risk of fire due to wildfires.