Neil,
I just turned 43 and I will be going it alone here in Puerto Rico. I guess it could be nice to have a partner but not having one is not going to stop me from pursuing my life-long dream of homesteading/farming and I hope you don't let it stop you either. Follow your heart. The worst that could happen is you fail but that wouldn't be the end of the world. You'd just get back up and and dust yourself off and start over again...no harm, no foul.
I hate debt and I avoid it at all costs but some municipalities or government agencies, at least in Puerto Rico, have subsidies or grants for those with agricultural interests that help you buy the property at really good rates even if you are in a low income situation. If you're set on Spain then narrow down your area of interest and approach housing authorities to see how they can help you. I'm not sure what the economic situation is there but if it is a buyer's market, try posting free ads (Craigslist?) stating what you're looking for and for what price. Maybe someone who is really motivated to sell will be more than happy to work with you...maybe even with seller financing or some other creative method to get you started.
Don't be afraid because, in general, fear serves very little purpose. Write down exactly what you want and then start by taking one step at a time until you achieve your goal. If you're living fearlessly in your truth and joy then everything else should work itself out...eventually.
Scotland and Ireland are at the very top of my MUST SEE before I die list. I've only seen pictures but I couldn't imagine anyone ever wanting to leave such beauty -- sigh, so jealous.
Athena
