E Hambleton

Thanks for the help, Tyler. I am also on my own for the moment so even though costs may be less I also don't have a partner chipping in either so my plan of two years might be three anyways.

I agree that this site is a huge help! I follow lots of blogs and YT channels but it's hard to get those guys to reply when they have like 975 other comments. I have an ever evolving plan that I have been working on for close to two years now, to have myself both financially and skill wise prepared. Over the last year I have been writing it down in a book I keep. I've changed careers to learn skills, I've sold toys and canceled memberships etc. etc. I also don't want to get a tunnel vision on my dream and end up missing something, I appreciate the help.

Did you do the work of building your own home or did you mortgage and have someone else do it? I have this romantic (maybe silly) idea of dragging my trailer there to live in as I build my own home. Just cutting and drying the wood is a year before its usable so like I mentioned I can keep working in between.  

I think some of these things might occur without debt.  People often post offering somewhere to live.  There are multiple threads about people offering land and even housing to people for free.



Thanks for the quick reply! Funny enough, I know and agree to a certain extent. I even deleted a paragraph where I outed myself as a student loan paid-off cash car driving guy. I totally get it and my old truck would prove it to ya

I guess I was speaking to the closest form of ownership that we'd have on a home. I know the old adage about "stop paying your taxes and you'll see who really owns your home". I guess now that I say it out loud it could maybe just be a personal belief of mine that (eventual) debt free land or home ownership is important. Just for the same reason that Travis Johnson mentioned above about being hesitant to invest time and labour into a neighbouring property. What happens when those guys don't wanna let me live there anymore?

So, I guess my answer to the op's question is: So I can one day own land.

Hey Guys,
Thanks for the replies! Su and Tyler, I was secretly hoping someone would say that. My plan was to continue working full time hours for at least two probably three more years before I made the permanent transition with maybe one full summer in there doing land work.
I am very interested in the freedom that comes along with homesteading  and adding no mortgage to that mix would just put me in heaven. That being said, did you guys find it hard to save money over those years leading into the transition or like Su mentioned above was it much easier with the plan now tangible?
On the flip side if I didn't spend it all, even the lenders with the best rates are still going to drag me over the coals so they can collect their interest for as long as possible, and I worry that that will be a big drain on the overall feel of freedom I'd like to achieve.
I want to sink or swim on my own accord, not because I still owe someone debt notes!

Hey Bryant,
Thanks for the reply, I do plan to do most of my tree removing and land clearing 1 season before I spend any extended amounts of time on it trying to get it going. Thanks for the tips on the slope as well, it just comes with the territory I guess.

Hello,

Cool thread!

My answer to the first question is similar to what most peoples answer probably would be. Q. "What would you do if your job became automated?" A. Simply find a new one.

To answer the op's question "why do we need a job?" My feeling on this is that we need jobs because we start the race of life behind the eight ball so to speak. You want an education? You'll need a student loan. Want a car to get to that job? You'll need a loan for that car. Want somewhere to live? You'll need a mortgage etc. etc. Debt is the reason you need a job IMO. Plain and simple!

Thanks for your quick response. Better judgement is telling me that is the route to go but the prospect of being mortgage free has the call of a siren to me.

Hello, All.

Just wanted to say a quick hello and introduce myself to the forum.

I am a new member - directed here on a search for homestead forums for those in BC, Canada.

I am early thirties, single male, with cool dog, somewhere on my journey to land owning and homesteading. I currently own/service a mortgage on a fancy new cookie cutter home in small town Alberta, Canada. At the end of the (last) summer I took a huge step (for  me) and came clean to my family and friends that the cravings for a real life just wouldn't go away. Luckily for me; all was met with acceptance and encouragement.

I have a bit of experience in the horticultural side of things so, hopefully I can be a useful member of the forum right away. I've got a few questions though so if you guys would be so kind to offer some experience/ opinions/ thoughts it would be appreciated.

I have two big questions so far and both somewhat different from each other. First off - my interest is to buy in the Kootenay region of British Columbia, Canada. I know I've picked a sought after area so will save you guys the tears over pricing, but isn't the name of the game for real estate 'location, location, location'? Anyways I am currently looking at two different pieces of property and they would both hold drastically different finance options (one is in foreclosure).

For those who have been faced with the decision of spending every cent they have to own land; mortgage free OR to not blow your whole wad and be left with a small land loan. Which did you chose, why and was the decision right (for you)? I will be faced with a few more years of work, either way - so in no way do I think I can show up with no money and be ok or show up with some money to just throw at problems and think I'll be ok.  Both will have their own set of circumstances and I understand that.

Secondly for others who have bought in any mountain region - what was the ratio of flat/benched land vs. sloped land (say over 20 degrees) that you were looking for, accepted or think is reasonable? Hilly land is just part and parcel with where I would like to be, I know not all will understand but some will understand the call of the mountains and get it.

Thanks very much for your time and good luck to everyone else out there!