I get no active growth in the cold, but I've had perennials overwinter in my system. Mostly clover and weeds, but also including strawberries and apples. My fish are all hardy against my winters. Goldfish and minnows at that time. Goldfish, koi and crayfish now. My tank has always frozen on top, but they survive underneath. It's never stayed cold long
enough to freeze solid, I don't think they'd survive that.