Adding a septic tank at the start of your pond series would, in my opinion, be a good move and make the whole system a lot less likely to start stinking, since you hold the smelliest step in an enclosed area where the smell can't get blown up toward the house, and the 'finishing ponds' only have to deal with very nutrient-rich liquids, rather than entire solids.
For sewage lagoons, I believe a key part of the system is to /not let unfinished
humanure into the ground/ - it has to be processed down by bacteria thoroughly before being allowed to enter the groundwater.
By using a septic tank at the start, you're putting in a safety measure to prevent the spread of disease & smell, and what comes out of that tank would be a lot easier for your other ponds to process.
By using a series of ponds (embankments that can hold standing water for long periods) , rather than bare-ground swales, you're also adding more processing & barriers between the excrement &
local animals.
Tbh, you may be able to go directly from Septic Tank to Algae Pond, then right into 'Full Plant & Fish Ecosystem Pond', without that extra dedicated 'reed and gravel' bed in the middle... or make the 'full plant' ecosystem START with a gravel & reed bed, which liquid has to flow through to get to the full-plant ecosystem. Not two seperate ponds, but an intermediate barrier.... though storm runoff/flooding may make that a bad idea, since it'll push 'less finished' waters downstream into the fish ecosystem.
Something to consider, I guess.
Check out these sewage treatment lagoon articles for more ideas:
https://www.omag.org/news/2019/1/2/sewage-lagoon-basics
https://water.mecc.edu/concepts/pondreq.html
https://www.waterworld.com/home/article/16192273/introduction-to-wastewater-treatment-ponds
You'll likely have to deal with fairly high-level regulations about sewage treatment lagoons- how they're constructed, and when the liquids are /physically able/ to sink into the ground. Since human waste is such a big vector of disease that can spread to very wide areas via groundwater/aquifers, many governments tends to strictly crack down on its treatment.