Thanks for the replies!
I did at one point want to do straw bale construction but I can't find any straw bales that were not grown with pesticides and insecticides - I am highly chemical sensitive. I was then set on doing hempcrete (cob using hemp instead of straw) but they pushed back the vote to legalize growing it here in Virginia until next year with the earliest legal time to grow is 1 July 2018. Hempcrete would be perfect because of the R value (about 1.5/inch) and it has thermal mass - best of both worlds.
Unlike Andrew, I am in a very humid climate, so I do have to watch vapor flow. William, you might be right about rock wool, and by itself it seems toxic free but they apply, so I understand, fire retardant on it and that wouldn't work for me. Dan, saw your site - looking nice! I took a few courses in straw bale construction with lime stucco on the exterior and how this system allows the walls to breath. I have 48 acres mostly wooded and a sawmill, so other than work, lap siding is economical for me and I do take great care on selecting which trees to use. I will be putting tung oil on the inside of the lap siding but I am still worried how, in the long term, it will hold up to the moisture.
It is always fun trying to figure things out!