Cob That A Bank Will Finance

Hi Yall,

I am considering using cob to build, but I have a concern, namely resale.  As much as I want to settle down somewhere I know that the realities of work and family may dictate otherwise.  Life happens.  And I feel nervous about putting pretty much my whole savings into a home which, nice as it might be, I will only be able to sell to cash buyers.

I wonder if there is a solution:  Specifically, I recall reading at some point that some similar natural homes--I think they were adobe, but if they were not then I know that this is done with hempcrete--some similar natural homes are made with a wood frame, partly so that the house counts as being a stick frame home when it comes time to sell it.  The hempcrete or adobe or whatno just counts as another kind of cladding or insulation, I guess.  

Is this done at all with cob?  And if so, does it work?  And is there somewhere I can read more about it?  

Thanks!  

John, you ask a lot of questions, can i ask where you are located because that may influence any answers?
Some comments;
- Resale of a properly built house should never be an issue.
- In Australia most houses are sold with bank finance.
- What type or size of land are you considering?
- Have you considered a movable house?
- Could you build an ablution block?

Hi John,
you may want to try to contact Alex Sumerall who seems to be deeply engrossed in the world of cob and has a cob house himself. He owns the website  https://www.thiscobhouse.com/.