Joel, I'd say my pond is a little less than half a hectare, if 1 hectare - approx. 2.4 acres. It's about 3/4 lined with reeds. It should be 1/2 lined with reeds, but this year got ahead of me. One half of it has 3 mature willow trees at the edges whose roots are under water 3/4 of the year. Most of the man-made ponds around my area are planted this way. It creates a critter habitat that keeps away the mosquitoes, which is another big consideration. Water that stands still has to have frogs, newts, dragonflies, fish, birds (flocks of swallows come three times a day divebombing for mosquitoes) so that it doesn't just become a bug puddle. If you have a constant flow of water year 'round you might have less of a problem. Turns out that newts emit a toxic substances from their skin, which I just learned about, but they eat lots of stuff that keeps the pond healthy. Always handle them with gloves, if you have to handle them at all. We just had about 8 weeks of a heavy algae bloom and have been scooping algae with baby newts in it that I go through and take them out, so I've been handling maybe 50 a week, but with gloves.
About how much work it is, I really love the pond, so I am willing to do what it takes to keep it under control. There are ongoing maintenance things from spring through fall. It's easier to keep the reeds under control by clipping new growth in the spring. That's maybe an hour a week in early spring. Then as it warms up the plants that grow on the surface, like duckweed (the birds bring it in on their feet, so there's no escaping it) needs to be scooped with a pool scooper. I don't use poison sprays on the water. Scooping takes about 4 hours on one day a week, or it can be spread out over the week.
And I set aside a mid-fall month when the water is lowest to really clean it up, cut back reeds, get the fallen willow branches out of there, (it's amazing how many of those fall in a windstorm) pull any unwanted water plants the ducks and birds bring in on their feet. Cut with a saw big willow branches, haul them away, stack them for firewood. All of this stuff can be composted, which is great. I think of it as harvesting rather than chores.
The boats have to be kept out of the sun and up away from chewing rats. No inflatable boats, as one tooth imprint from a rat or mouse and it's history, and that happened within the first two weeks of having an inflatable boat. I have a fiberglass rowboat and a heavy molded pedal boat for clipping reeds while in the water. Any clipping gesture in a rowboat sends the rowboat away from what you're trying to clip, but the pedal boat stays in place. I built a small 'barge" that holds a muck bucket, that gets pulled around by the pedal boat that the scooped duckweed or algae goes into. Then it gets dragged onshore, spread out to pull out tadpoles, newts, whatever might be in it, then hauled to the garden for
compost, where it gets dragged around and shoveled into place. So you can see this is a time consuming activity. But it's no different from hauling and shoveling manure.
I have a dock that is for fun, but also holds a water pump for irrigation. It needs maintenance. And if you have the kind of swimming critters that chew on the floating foam billets that hold up the dock, that foam has to be covered with chicken wire first so they can't get to it. Some rats chew it, beavers chew it, etc. The dock floats up and down with changing water levels, so that's why it's on dock foam. As long as the foam is kept out of the sun, it will last. Mine is about 15 years old, and it's not in bad shape.
Lately I've been admiring the cement steps that go down hillsides and underwater in Italy, at Lake Como. Now, there's centuries of people who know how to live at the edge of water. No maintenance there for sitting, launching, dragging stuff out. Look at web pictures of places like that to see how people have been doing it for hundreds of years, and keeping it simple and long-lasting.
But I make sure I float on the pond for fun one hour a week if the weather is good. It's a real treat. The bird life and critters that come to the pond are great to watch and be around. Picnics are always great at a pond. It's also a great place to be, even when you have to work on it.