I work with natural clay in illinois, wisconsin, michigan at several locations in each of these states. Unless it is a grey color fire clay it is very hard to find a silt to clay ratio where the clay is more than 50 percent give or take. Most of the time the silt percentage is higher than the clay and in reality what most people are calling clay is actually silt. So a typical mix is 70 percent sand 15 percent silt and 15 percent clay.
The sand we use is usually not considered coarse or fine but a medium gradation. To fine of sand will lend towards the silty and too coarse more like a concrete.
I will let you know as I progress this winter when I get home, making mix in Texas right now and maybe Oklahoma next....make a pretty red cob