Dennis Barrow

With the wife and I both retired and are on fixed incomes, I figured credit score was not a big deal.  In the US it still is. as it effects insurance rates.

We have no debt.  We do travel at least once a year, been to Antigua, US Virgin Islands, (St Croix, one of our sons lived there for awhile), Costa Rica, Mexico and of course Hawaii.  (Had a credit card cancelled while in Hawaii a year and a half ago.  The company said it looked like suspicious travel. lol).
I think Belize in next on our agenda.  ------------- not sure why I threw in this last bit ----------------

Our score is still high, but down a bit from when we were working and had debt.

What we do is get a new credit card every other year.  We currently have 3 cards.  Costco, Airlines and just one other for backup.  We use them at least once a year or more, but pay them off each month.

I think using the cards helps keep the score up there, maybe, maybe not.

Timothy Norton wrote:I'm thinking of purchasing a scraper/chopper tool with the intent of being able to process down some woodier material by hand and to work the compost pile itself.

Anyone have any experience with one?

I purchased an inexpensive chipper from Harbor Freight a couple years ago.  Main idea was to chip the corn stalks for mulch and compost.  (I only have a few dozen corn stalks each year).
It works great for that.   I saved a pile for mulch and found it had already started to compost down by the time I wanted to use it for mulch.

I always am on the lookout for a workable used and very cheap in price blender for the kitchen scraps for the garden.   Our chickens get the majority of them, but some go to the garden.   The stuff I work into the garden I chop up fine so the worms don't have to work to hard.  lol.

About 10 years ago I did a small experiment with composting.   I chopped up some of the kitchen waste fine and put it in one corner of my compost pile, the rest went into the rest of the pile.  Just cold composting, but the chopped turned into great soil over the summer, while the other took until the next summer.   I was pleased with the results but the work of chopping all the time was the down side.  Hence the eye out for a decent blender.

No debt.
Perfect weight.
8 hours of sleep.
Great Mental Health.
Healthy food.
No alcohol.
That was my peak!
I was 8 years old.

Killing them with kindness is taking much longer than I expected.


A minute varies depending on which side of the bathroom door you on.


I married my wife for looks.................but not the ones I am getting lately.

I bought some shoes from a drug dealer.
I don't know what they are laced with, but I have been tripping all day.

We do plan meals about 50 % of the time.
   A quick look in the freezer to see what is on top, gives us an idea of the week for dinners.

   What we are hungry for makes up a lot of our planning.  Planning meals also means what we need to use that is getting older in the pantry.
   Some of our planning happens at the store.  In store specials or things just fall off the shelf into our cart. :-)

   We have a list on the fridge, by store.  Shopping the weekly ads is a must.

Town is only 15 miles and we usually make a trip once a week.

My mom and grandma always had a pot on the wood stove all winter.  
One week it might seem like a soup, the next it had migrated into a stew.  I do remember mom transferring the contents into a different kettle every couple weeks so she could clean it.

When I got married we would keep a soup pot on the wood stove for a couple weeks until my wife said "NO MORE SOUP",  then a couple weeks later it was back. lol

I have 4 sons and took them to hunting camp when they were still in diapers.  They grew up at camp with a continuous stew pot on the stove.
Now they are grown they do the same.

At camp we always had a nice selection of spices and vegetables so anyone could add what they thought it needed whenever they wanted.  I can only remember one time we had to "toss" it.

Always a good selection of meat for the stew.   Forty plus years of camp and never was there a lack of meat hanging.

A cowboy walks into a bar and takes a seat next to a very attractive woman.
He gives her a quick glance then looks at his watch for a moment.
The woman notices this ans asks "Is your date running late?"
"No."  He replies. "I just got this state of the art watch and was testing it".
The intrigued woman says "A state of the art watch, what is so special about it?"
The cowboy says, "It uses Alpha Waves to talk to me telepathically."
The lady says, "Wow, what's it telling you now?"
He replies, "Well, it says your not wearing any panties."
The woman giggles and replies, "Well, it must be broken because I am wearing panties."
The cowboy smiles, taps his watch and says, "Damn things an hour fast."

Just got back from my annual physical.
Doc said I'm not old, I just need some WD-40 and duct tape.

No one saw me get up for a run at 4 am.

No one saw me get in the ice bath every morning.

No one saw me turn down every sip of alcohol.

Because I never did any of that sh#t.