It's really great to hear this from you Travis, as that'e exactly what we've (somewhat reluctantly) decided to do. We are trained that insurance is a necessary evil, but in truth we are very unlikely to use it. Our only fears are a fire, or some other unlikely scenario, such as a small plane crashing down.... But that's how the insurance gets you- feeding on your fears, no matter how unlikely. As it stands, we are both able bodied and one of us (my better half) built this dome so barring complete devastation we can probably take care of any issues without looking to an insurer. Do you think it's worth the trouble to seek out insurance for fire only, which is the situation that would likely be most devastating and out of our control?