Jessica Wright wrote:It's really great to hear this from you Travis, as that'e exactly what we've (somewhat reluctantly) decided to do. We are trained that insurance is a necessary evil, but in truth we are very unlikely to use it. Our only fears are a fire, or some other unlikely scenario, such as a small plane crashing down.... But that's how the insurance gets you- feeding on your fears, no matter how unlikely. As it stands, we are both able bodied and one of us (my better half) built this dome so barring complete devastation we can probably take care of any issues without looking to an insurer. Do you think it's worth the trouble to seek out insurance for fire only, which is the situation that would likely be most devastating and out of our control?
John F Dean wrote:There appears to be a bias against homesteaders in general.....insurance wise. I just got my bill in and it took a giant leap upward. I paid it. But, I have begun looking for options on coverage. I live in a traditional 70s ranch. I do have 2 fireplaces....one with an insert. I have a wood stove in addition. I also have solar in addition to commercial electric. The problems came when an insurance inspector dropped by. The only areas of concern he identified were the fireplaces and a pile of brush (I had a large tree taken down and was still cleaning it up).
Or what if you installed GFCI's as the first outlet in your circuits?