* Is it better to start earlier with lower capital or save and start later with higher capital"
You can make more money, but you cannot make more time. I bought this place as a retirement project for two. We waited until it would be less of a financial struggle for, but life happened and now it s project for one. The stamina is not there any more, the strength never was real great but less now. I have had to let go of things and plans to make it more manageable for me.