I've experienced this once last year with a Blue Jarrahdale type pumpkin I purchased. It had no damage at all, but had a what I can only describe as a hard white layer in between layers of good flesh. Even after cooking, it was still a hard chunk. I don't know if it was genetic or environmental, but I posted about it here
https://permies.com/t/197840/Mixed-Maxima-Squash-photos#1682329
You can't really tell from the photo, but the white hard area looks like a glare of light. crescent shaped bottom right of the side view.
I know this doesn't help explain, but you're not alone...