D brown, welcome to the fray, we are glad to have you. I agree with John that Passive Solar makes sense in your climate. As for heating vs cooling loads I think they are close to equal in your climate which energy code wise, is building zone 3 but you are close to zone 4 and would consider those code minimums if good passive solar performance is desired.
I dont understand you and John's comments on the south covered porch. Overhangs for your latitude should be roughly 18" deep 12" above the glass.
http://www.susdesign.com/overhang/
Wrap around covered porches do not belong on sun facing sides of passive solar designs. I would also point out that covered porches have the effect of considerably darkening any windows to interior rooms underneath and that people rarely make use out of a fully wrapped around porch. East and West are excellent for covered porches. South and North not so much. Obviously, design in this area is largely personal.
I would suggest reading some of the other threads here on this subject but I do offer my two usual major things that people often miss out on with good passive solar design: 1.Airtightness 2.International Code insulation minimums or better. A non-passive solar home that pays strict attention to airtightness and insulation can easily outperform a passive solar design that doesnt, especially in a mixed-humid climate like ours.
Partially earth bermed could be a great asset if you do the right drainage and moisture management details. I strongly suggest you avoid a vented crawlspace like the plague.
Which leads to two very important questions: What is your intended heated square footage and what are the goals and design criteria making you lean towards cordwood walls?