posted 10 years ago
In my own personal experience, raising bananas means frost protection. If it gets any colder than just a frosting, then forget it. What I've found is that the most sensitive parts of the banana is the flower. The leaves will manage an overnight frost OK, but the flowers aren't nearly as hardy and if it reaches 31F, they are gone.
One thing you might try is wrapping a long string of Christmas lights around the tree, wrapping more around the flower. Turn on the lights on nights you think the temperature will dip. If you really want to get fancy, rig up a temperture switch to turn on at ~32F.