John Elliott wrote:
Ah, but now you know how the restaurant business works and how to supply them. What can you grow that will be in high demand and pay you for the time you put into it? I've sold to ethnic restaurants, partly because their needs are often overlooked by Big Ag. Ideally, it would be a crop that you can keep producing year round, with adequate winter protection. Fresh herbs and greens are things where if you have a quality product, you will have ready buyers.
I think John has a good point. You know restaurants, you presumably have a network and acquaintances in the business. It seems like this is something to build on as you shift. You probably have a much better idea than many permaculture people who the chefs in your area are, what they want and how they want it. If you don't want to do all growing yourself, I bet over time there may be room for an expert consultant on selling to restaurants for growers and on sourcing food for restaurants. With some experience as a grower and getting to know growers, you might be that expert. That would take time to develop, but it seems like career shifts aren't usually quick and easy.
The debt issue is a tough one. You might want to look into Dave Ramsey. Not that I agree with everything he says but he has a solid approach to dealing with debt. You can get his main ideas for free on the internet or in one of his books from the library.