Hello Leigh, What a wonderful idea that is to make a warm bed to sleep on. One I'm sure you won't regret.
There are two main types of heat extraction systems from a RMH. One is the use of pipe to channel the hot gasses through and the other is a bell system which is basically just an enclosed fireproof space that allows the gasses to stratify and eventually leave much cooler.
The pipe system generally has a limit of 30' for a 6" system and 50' for an 8" system but also is affected by elbows and other factors which could slow the draft down.
The bell system can pretty much take on any shape you wish as long as it doesn't get too narrow which could create a bottleneck and the size is more flexible.
The lag time from fire being started to the mass getting warm really depends on the materials used for the mass (emissivity) and how thick they are.
Trial and error is often needed to help regulate the temperatures and to help alleviate hotspots.
A little more or less mass in some areas or even a bit of insulation can help dramatically.
The RMH in a tipi build at Wheaton Labs
RMH-Tipi is a good place to start. I think they used homemade buckwheat hull filled pillows all sewn together for their mattress.
Once you know a little bit more about what kind of build you have in mind, come on back with questions and even a rough picture so we can help you out further.