Hello Curtis,
I can think of ways of making cobb into a countertop, yet as a natural designer and builder, I am not sure it is the best plane or most ergonomic logistically and best application of materials. A
Tadelakt lime covering could be forced to work yet again...not the best application of materials and technique. As for oils, they would have to be a "true drying oil" and not all food grade oils are as they just will not polymerize properly to achieve a durable coating.
So, for the sake of being positive toward your goals, if you really are crazy for the "cobb" and have dreams of flowing organic shapes and the like. (Which I do like myself when designed well as it is more forgiving for 'new' builders than perhaps woodworking may seem.) Here is what I would recommend.
Put together a good kitchen design, assemble a solid
wood armature to hold the cobb, and place large stone slabs or clay tile into a mortar bed of lime for the countertops that see the most heavy traffic. A
flax, tung, or related oil finish for the rest may, with experimentation give you a finish that is workable if cobb is the way you really want to go and try for...
Good Luck,
j