My spouse and I are 29, and we call ourselves "semi-retired." I bought the house before we met for $12.5k and rehabbed it little by little. The only housing payment we have now since the house is paid off it the furnace loan. Replacing the furnace was non-optional for us, unfortunately. My spouse's part-time income covers all of our bills and small debt burden. I sell jam at the farmer's market for saving up to buy the farm, and I drive for uber for our spending money. Would like to drop the uber, but it's a mighty convenient way to put cash in my pocket for little work. I think I'll substitute teach a few days a week once the season slows down.
Debt takes up half of our monthly bill budget, and we're only two payments off from paying one of them off. A few years out for the rest, then it's done. The only debt we want now is the farm debt, and that seems worth it to us. Everyone seems to have a mortgage, and we can leverage ourselves to have a very small mortgage payment.
I don't regret my debt, but I do wish I did not have it. I'm grateful that it's all things I need and use, and I'm not paying interest on fidget toys and takeout like my ex husband is (he took his debt with him thank god!)