Its 2013 now, and I think I've got it figured out!!
Seed Starting Successfully
1. When starting seeds, wet soil the correct amount (lol) and cover with plastic wrap.
2. Thin seedlings down to make room for stirring (the very top layer of soil), circulation (air), and transplanting.
3. Water with Chamomile and Cinnamon tea. (These are notes that I made at the end of spring last year, this year I haven't had to use this step yet)

Maybe the others are enough.
4. Have a fan for drying after watering. Have sand for after fan. (This year I'm just sprinkling a very light layer of dry soil (instead of sand) on after fan drys the soil out a bit.)
5. Have a grow light to accompany the window light for healthier growth (this has been even more successful this year) you should see my tomatoes plants! short, fat, and strong!
6. Stir top layer when ever soil is dry and plants can handle it.
I would also like to note that I do not use sterilized potting soil. Which is why I had such a hard time last year with fungus.
But with these methods I'm very confident that sterile is not needed!
Why would we kill beneficials like that?