Brian,
I am speaking my opinion here as someone who spent decades in Houston. The main reason Houston is full of slab on grade foundations is due to cost. Houston is a home builder's paradise and has been since at least the 70s. Slab on grade is cheap and fast. That is the main (only?) benefit. Also since basements are a no go due to
water table, they make sense.
Foundation repair company abound in the area. If we still used 'phone
books' you might be amazed at the number of people who work in the business. These companies stay in business because major foundation work is very common in the area. So the builder is getting cheap and fast, while passing the long term maintenance cost on to the homeowner. That being said, I don't think slab on grade is a solution for cob or a reasonable approach to expansive soil, unless one is flipping the property to a long term buyer, which I assume is beyond the context of the natural building conversation.
I am not saying slab on grade is bad for cob. Just saying there are other, probably better, approaches to slab for cob.