William Bronson wrote: Something I've thought about for an in ground tank is a pond, with liner, filled in with open ended containers.
The containers could be buckets,barrels , bottles, pipes, totes, anything as long as it can fill and drain freely.
Cover them with a tarp and cover the tarp with soil.
Hmm, good idea. Or just a pond liner in a hole, then mostly filled back up with sand. Maybe a depression or swale to slow down the runnoff, and a shallow well hand pump straight up the middle.
This would be a great way to do it, for those in the Western US States that get a bit weird about manmade ponds.
The top 12 inches or so could still be topsoil, seeded with water loving herbs, etc.
Water quality would be fine for gardening, at least as long as we knew where the runnoff was coming from. I probably wouldn't use this water as drinking water, except in an emergency; and I'd still filter and boil it first.