Hi Folks,
We are putting an offer in on
land in Thurston Co, WA and are beginning our due diligence process. This is our first time making it to this point in our search for land and I am feeling a little overwhelmed! If y'all can help simplify the tasks ahead I would be just SO grateful. I am aware that Thurston Co is heavy on the beaurocracy and permitting processes, we've weighed these issues against the benefits of the land and proximity to our community and are okay with it.
In addition to
water testing, gopher soil survey, zoning details and ALL THE REST (so much) I need to know what we'd be looking at for insurance. Can anyone here give me some suggestions on this? I've used Thurston's mapping tools to get a picture for myself of flood zones (the place is just uphill from one but not in it), landslides, toxic sites, and so on. Since we are in the west, we plan to obtain fire & earthquake insurance. After this past summer, I don't think we would consider moving forward with this land if we are refused fire insurance. Suggestions on specific insurance providers as well as policies we oughtn't to proceed without?
I know about the gophers. The property is neither prairie nor grassland and the soil is primarily Wilkeson silt loam, not a preferred soil for the little buddies. The seller is going to hand over their gopher surveys in a few days if they accept our offer.
It has been evaluated at 20% wetland, I've included a screenshot of the wetland survey map. The wetlands here come with the 300' buffer, I'm good with this. I am glad to know that our neighbors, whoever they are, wouldn't be able to build right up to the property lines on the southern and western edges.
So many thanks in advance!
-Raven