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Best way to make payments on a car  RSS feed

 
Guarren cito
Posts: 79
Location: Zone 4A
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Hey everyone,

I'm looking for some advice on how to make payments on a cheap car. The problem is that I can't afford to buy a used car upfront. I need to look into taking out a loan or financing a used car.

I've always bought my cars on craigslist, but money is too tight to do that right now. I need a car within a month or so.

What is the best way to make payments on a car? Is the bank incentivized to give me a good loan rate or not? How do I avoid getting screwed over at the used car lot?

Thanks in advance,
Guarren
 
Eric Thompson
Posts: 375
Location: Bothell, WA - USA
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Last time I had a traditional car loan, I ended up transferring it on one of those "0% interest for life!" credit card balance transfer deals. They make you use the card once a month to keep the deal, but I dutifully did so for 4 years while paying off $15k at 0%
 
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