Win a deck of Permaculture Playing Cards this week in the Permaculture forum!
  • Post Reply Bookmark Topic Watch Topic
  • New Topic
permaculture forums growies critters building homesteading energy monies kitchen purity ungarbage community wilderness fiber arts art permaculture artisans regional education skip experiences global resources the cider press projects digital market permies.com private forums all forums
this forum made possible by our volunteer staff, including ...
master stewards:
  • James Freyr
  • Nicole Alderman
  • Anne Miller
  • r ranson
  • Mike Jay Haasl
  • Dave Burton
  • Pearl Sutton
stewards:
  • paul wheaton
  • Joylynn Hardesty
  • Joseph Lofthouse
garden masters:
  • Steve Thorn
gardeners:
  • Dan Boone
  • Carla Burke
  • Kate Downham

Best way to make payments on a car

 
Posts: 79
Location: Zone 4A
3
  • Mark post as helpful
  • send pies
  • Quote
  • Report post to moderator
Hey everyone,

I'm looking for some advice on how to make payments on a cheap car. The problem is that I can't afford to buy a used car upfront. I need to look into taking out a loan or financing a used car.

I've always bought my cars on craigslist, but money is too tight to do that right now. I need a car within a month or so.

What is the best way to make payments on a car? Is the bank incentivized to give me a good loan rate or not? How do I avoid getting screwed over at the used car lot?

Thanks in advance,
Guarren
 
pollinator
Posts: 442
Location: Bothell, WA - USA
44
cattle forest garden trees earthworks food preservation solar
  • Mark post as helpful
  • send pies
  • Quote
  • Report post to moderator
Last time I had a traditional car loan, I ended up transferring it on one of those "0% interest for life!" credit card balance transfer deals. They make you use the card once a month to keep the deal, but I dutifully did so for 4 years while paying off $15k at 0%
 
If you like strawberry rhubarb pie, try blueberry rhubarb (bluebarb) pie. And try this tiny ad:
permaculture bootcamp - learn permaculture through a little hard work
https://permies.com/wiki/bootcamp
  • Post Reply Bookmark Topic Watch Topic
  • New Topic
Boost this thread!