After having my sights set on a OWB, some pros have convinced me to go the route of an insert. Napoleons were highly recommended but with a number of expenses in my new house, I'm wondering if it makes sense to go a cheaper route. If it makes sense to spend the money, I'll do it. I just don't want to throw money away when there's comparable cheaper options. Also trying to decide between cats or non-cats. I'm leaning towards non-cats because the last thing I need is more maintenance and it sounded like that was one of the primary differences. Any insight would be much appreciated.