R Spencer wrote:Thanks for the feedback & tips! I'll make efficiency projects a higher priority and will definitely check in with insurance as a next step for any wood stove plans.
I didn't realize the newer stoves don't get hot enough for cooking unless specifically designed to do so. Good to know! That's a bummer since backup cooking is a big motive for a wood stove in the first place.
R Spencer wrote:Some updates:
Our insurance provider said wood or coal burning stoves of any kind are permitted as long as they're UL-approved, installed by a pro, and not our primary heat source. They also said no rate increase at least not at this time. So that's a huge plus!
Duane Hylton wrote:
If yes to both of those then you have a Rumford fireplace and it would be well worth the cost of fixing the chimney. The Rumford is the only fireplace that I'm aware of that will yield a net positive heat for the room and house it is used in after taking into account air supply drafts and the like.