I laid a 4000sf bamboo floor in a monastery, radiant water from electricity.
we used FBBF over the existing concrete floor, and then laid 2x4 on side for a floor support and race to run PEX through. then covered it with sand, then 2 layers of ply, then bamboo. floor temp is about 71 constant heat, as they sit on it averaging 6-8 hours a day.
4 years later, works like a dream, monks butts are warm.
on the pex we laid sand. The concern was that with cement we went over budget and with
cob we went over time available. Ive done RHF in cob on 3 projects. I had hoped to do cob here, but time was of the essence and cob takes a long time to cure. The budget constraint on this project was compulsory. money did not exist beyond allocations, no second request was possible. cement was out.
so we brought in sand and used it to fill around the pex. cheaper than concrete, almost no clean up, and easy for a
volunteer or monk with construction practice to get right.
2 weeks ahead of schedule and about $8k underbudget, we finished the floor.
the sand thermal properties were about 2% deviant from the concrete and the added benefit of- if there is a leak- the concrete doesnt have to be chipped up.
they did install new ceiling insulation.
theres no pics of the sand, but you can see the pex array, the FBBF and the floor stingers. and the start of the floor finish.
http://www.flickr.com/photos/feralsophist/5219418897/in/set-72157625497639486/ other than the sand its pretty much what other here are discussing.