That's why swales are so valuable. Even terraced swales, if that's what they're called, narrower ones.
The higher soil is washed off to the lower levels, as things stand now, and then washed into the rivers (causing silt buildup), and the lighter humus is washed out to sea.
Anything that can slow the water down is good: rows of rocks, logs pinned down across the slopes, gabions to slow the water and collect debris, sowing ground cover plants with
deep roots, like clover.
One of the problems is the nature of much of the soil around here. I'm lucky, and live in a level, elevated area of sandy/rocky loam. Much of western WA is clay, and that's the devil to work with, due to its propensity to flow when liquified. But if you can prevent it from
starting to move, that may be
enough.
About twenty years ago, I read a small article about annual flooding in a residential
yard. The owner thought about it and decided what he needed was drainage. So he bought a few pounds of earthworms and scattered them at dusk at the edge of his flooded area. The next year, water didn't accumulate there. It's the only time I've seen that suggestion. Improving the soil would increase the earthworm population, which might improve drainage. An idea, anyway.
And don't build in the flood plains. Too late now, eh?
Sue