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Understanding Kickstarter fees - for Canadians

 
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Can someone help translate this for me?

Kickstarter fee
5% of total funds raised
Payment processing fees
3% + CA$ 0.20 per pledge
Pledges under CA$ 10 have a discounted micropledge fee of 5% + CA$ 0.05 per pledge



So, if people pledge under $10, I have to pay extra fees?  

This looks different than when I set up my last KS.  
 
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Looks similar to what I agreed to in Australia. When it was all added together in the end it worked out to be 10% for all fees combined.
 
He puts the "turd" in "saturday". Speaking of which, have you smelled this tiny ad?
Heat your home with the twigs that naturally fall of the trees in your yard
http://woodheat.net
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