Welcome to Permies!
I ive in 7a. In my yard the time for cover crops is right now. I used to aim for doing any tilling and planting on Labor Day Weekend, but weather often interferes. I now start two weeks before, and continue planting up to September 15th. I use a lot of brassica (kale, turnips, mustard, etc.) If they are not in the groud by then, they tend to get 2 inches tall and stop growing. Then in spring I have two inch tall plants going to seed everywhere. Not the genetics I want to encourage.
On the crops that are just now coming in, you might try underseeding. The following are spring cover crops and are not my pics,
from here.
Oats emerging under a crop.
After crop is harvested, oats take over the feild.
I have some clover under okra, and some kales under purple hull peas. This is the first year I have done this though.