Hi Bennie, sorry to be late to the discussion—I usually watch the
straw bale forum since that’s my area of
experience.
I agree with Anne—start by talking with local contractors.
You don’t say where you’re building, but most states in the U.S. (if that’s where you live) have some licensing requirement for building contractors, which may include carrying liability insurance. Visit
https://www.homeadvisor.com/r/state-by-state-licensing to learn more about your state.
Except for the mention of mold, you don’t say why you’re looking for a builder who carries insurance, but that alone is probably a good reason. Most lenders won’t support a construction loan unless the owner is working with a general contractor who has liability insurance. Lenders want to give you a loan—but they also want to minimize their risk by being able to go after deep pockets in the event of
project failure.
And it’s not easy to find contractors with experience or interest in building with some of the natural materials you described—straw bale, cob, rammed earth, hempcrete, and I’ll add straw-clay, too. This is truly unfortunate because it often means that homes made with these materials just don’t get built. Learn if there’s a natural building association where you live. The western United States has the California Straw Building Association (www.strawbuilding.org), the inter mountain states has the Natural Building Alliance (www.natural-building-alliance.org)—there may be others.
And I second the suggestion to get
Art Ludwig's work on greywater--excellent resources!
Jim
Many Hands Builders