Hi and welcome to Permies.
I think the rules around here are that you need to have your real or at least a real sounding name.
Now to your mobile home.
I would not omit insulation, as it will keep the temperature lower in summer and higher in winter, massively saving on whatever heating you use. If you’re ripping up all walls from the inside I would even consider putting more insulation than the 2 or 4 inch that the beams provide.
Will you have to move the mobile home ever again? Than
cob could be a problem due to weight and maybe not being flexible
enough when the home is moved. If not I don see why you couldn’t top the insulation with a cob layer/plaster. You probably have to put down
chicken wire to support the cob attaching to the wall.