suggested watching. Start at 1 hour and 9 minutes in. Big water tank.
DYI tank. using "tank" loosely. Insulated wood box with a pond liner. Now you will notice from the previous video depth matters for stratification
[youtube]
https://www.youtube.com/watch?v=bI0T7ZegAPU[/youtube]
Now I will argue the big tank is desirable because in warm weather you can use say the top 1/3 for hot water and the bottom 2/3 for cooling allowing stratification to keep them separate. If you have water based solar panels you can likely use them for cooling during the night thru radiant cooling.
Now combine this drain back information with the above to keep costs down and the system completely simple.
[youtube]
https://www.youtube.com/watch?v=CW9YVaPW9wU[/youtube]
Now addition cooling.
[youtube]
https://www.youtube.com/watch?v=nV7XJXETr0Q[/youtube]
My thinking is to use this as both heating and cooling. In heating mode it would create a bottom that the house couldn't fall below. Look at the trenches you have to dig already. Can you bury lines deep enough at the same time for this to help without moving any more earth or only moving just a bit more? Thinking around basements, possible the trenches for septic drain field, down electric line trenches etc. Then a field of heating and cooling lines clustered in layered zones so you can have a hot middle, cooler middle shell and a cooler still out shell.
Then I will point you at my write up on solar air system. One of the one I am still struggling with here is amount of air that needs circulated. The reason is if you are going to heat tons of mass with air then you need to move tons of air past and around it clear to the floor.
solar thermal air heating.
The neat thing about doing active over passive is you can decide how much of the heat you bring in from the active. I would over design both the active and the passive to bring more heat in than you need. Then make up the difference by cooling. Think of it this way. You run all summer cooling while slowly heating your block of dirt. You might even cool the block of dirt off every night for the first part of the summer. In the fall the house will be way to warm early as the passive turns on more but it hasn't cooled enough to matter so you store that heat away too. So you may use the active or you may just dump its heat outside never bringing it in. So going into winter you have a block of dirt to pull the heat out of limiting how cold the house can get. On really sunny runs the house even in winter will get too warm so you are boosting that heat in the block of dirt by basically air conditioning. By spring the passive has quit working as it shades itself. Now the active is doing primary heating while the block of dirt is limiting how cold the house can get. Now you want to start wasting the heat so things are cooled off to begin summer cooling.
As for the radiant being high being a possible problem I am going to answer done correctly I do not think so. But I would design for a backup plan just in case. You simply need a way to force the air to mix. Be it a ceiling fan or a duct with some fairly high speed quiet fans in it. At least have the place where you can build such a thing if needed. I am extremely interest in radiant ceiling and it is on the list of things I would like to add here. More for giving me summer AC than winter but a bit of both. With sloping ceilings I would design for a drain back design just like an exterior water based collector so I didn't need antifreeze in the system.
Now given how much I fight with my basement floor I would never do a floor without radiant tubing in it. Between convection and boundary layer affects it is almost impossible to heat the concrete without putting the heat in it. I have seriously wondered if I actually want 2 layers there? One in the concrete and one say 2 feet in the dirt. So I can charge a bigger thermal battery inside the house.