Lol,
You and I think eerily alike Paul.
It just so happens that I am in the middle of a home design for myself, my wife, and our six children. We have kicked around several designs and seem to be running into the same issues where the kids at this age want something different than the kids will want in ten years. Needs within even a small family will evolve and change. And when 6 kids are out on their own we really don't want to maintain the space of at least 3 , and up to 6 small bedrooms...
So I started thinking outside the box and came up with an idea. The kids' rooms were to be in a completely separate wing away from the center of the house anyway, and since we're looking at building with a PSP/WOFATI type design anyway, that leaves Posts in the center of the structure. I have devised a system with eye-bolts in the posts and sort of like gate hinges to hang the walls and then screwed on trim (for ease of installation and removal) to hide the gap. Not perfect, but better than average.
Then as time goes on, and the kids are all gone, and I want to take up wood shop, or create the mother of all guest rooms, we can do it in an afternoon instead of a month of renovations.
But then again, I think in terms of adaptability. I've often pondered the design of kitchen cabinets which can be shuffled around and reorganized and locked into place with a simple mechanism... but I'm so far out of the box that I can't even see it from here.