I think a spy in an old war movie once said, "I have survived this long because I am afraid of everything, and assume nothing.", or something to that effect. So there is something to be said for a certain amount of paranoia in life.
I can't imagine untreated wood could be damp for months and not get moldy, unless it is totally submerged in water, so I am curious about your wiki quote. Around here (MD) in the summer under perfect temp and humidity, damp wood and drywall starts showing visible signs of mold in 24 to 48 hours and can be completely covered in 3 or 4 days. Mold can survive for weeks with no food or water so an occasional dampening is just fine for mold. Also, insulation that states it does not support mold, means that mold doesn't use it for food. But mold can still grow in it, provided food is coming from somewhere else (like adjacent untreated wood). I have read mold will not grow on a surface with a ph above 10, but I do not know any insulation that meets that requirement. Maybe some type of cement based insulation. Lime plaster will keep it off the interior surfaces.
Per the Roxul web site, under FAQ:
"The organic binders that are used in the manufacturing process are introduced at a high temperature curing phase, virtually eliminating volatile components." i.e. There is no off-gassing.
Take that with a grain of salt, since it comes from the manufacturer. If you know of any independent labs that have tested insulation for VOCs and toxins, please let me know.
Here is a good link comparing various types of insulation. They indicate rock wool does not contain formaldehyde, but fiberglass does contain the safe version (PF.) The EPA states PF has no adverse affect on air quality, since the amount off-gassed by the fiberglass insulation is less than the amount of formaldehyde that is found in outside air naturally. Apparently pressed wood and flooring products are the main culprits of dangerous levels of formaldehyde.
http://greenhomeguide.com/know-how/article/buyers-guide-to-green-insulation
Regarding air exchanging, here's an interesting link from the EPA with recommended rates, although my
local building code requires much more based on the size of bathroom,
shower, etc.:
https://iaq.zendesk.com/hc/en-us/articles/211434788-How-much-ventilation-do-I-need-
I did a lot of research on liquid heat exchangers a while ago, and found the most efficient are very good conducting (e.g. copper) tube within a tube, where the flows were in opposite directions. Pretty simple to make with copper pipes. I don't know if a similar design (tube in tube) would work well for air to air. I did some research on air exchangers a while ago, and they are far more expensive than I would pay, and too complicated to make the ones I saw (many little tiny passages), so if you come across a simple efficient cheap homemade design, please post. I'm sure a lot of people would be interested.
Per the EPA link above, to maintain healthy air you would need to exchange all the air in your size building about every 24 hours per person (for 2 people, every 12 hrs, etc.), in addition to using bath and kitchen exhaust fans. And if you have any appliances requiring any venting (e.g. woodstove, furnace, gas
hot water heater), you know you need some way of maintaining positive air pressure in your building while the kitchen/bath exhaust fans are running so the CO from your appliance doesn't get sucked into your house and kill you. In older homes with lots of cracks and gaps this is not an issue, but is a problem for modern air-tight homes like you are building.
Sorry I can't be more help, but enjoy learning. Still hoping someone has done this before, and has a roof system for you that is proven to work (per my earlier post) rather than just theory.
Best of luck.