posted 9 years ago
If you use any form of organic material in the inner part of the insulation layer, you risk it getting too hot and combusting. A thicker thermal mass layer would reduce the effect somewhat, but the best solution might be to use perlite as the insulating ingredient for the first inch or so of the insulating layer.
Alternately, you could let the organic material burn out, as long as it isn't required for structural strength, and have a clay layer with lots of micro air pockets which would be good insulators.