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RMH and home insurance

 
Posts: 14
Location: Minneapolis MN
urban food preservation woodworking
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I have a question about the effect of RMH on home owners insurance.  Has anyone had an issue with getting or keeping insurance after they installed a RMH.  I am thinking about installing one in our garage so I can convert the garage into a year-round workshop.  Thanks inadvance!
 
gardener
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Location: Upstate NY, zone 5
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I have heard lots of reports of insurance companies refusing to allow a RMH, or refusing to insure a house with one. If it is in a garage, that may be alright. There may be some cases where insurance companies have insured houses with RMHs in them; I would like to hear actual reports too.
 
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Consider building a batch box instead of a J tube (no exposed flames) then call it a masonry heater not a RMH, that may allow your insurance company to insure it.
 
Christopher James
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Location: Minneapolis MN
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Great idea.  Thanks!
 
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