RMH and home insurance

Christopher James

Posts: 14

Location: Minneapolis MN

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posted 9 years ago

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I have a question about the effect of RMH on home owners insurance. Has anyone had an issue with getting or keeping insurance after they installed a RMH. I am thinking about installing one in our garage so I can convert the garage into a year-round workshop. Thanks inadvance!

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Glenn Herbert

Rocket Scientist

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Location: Upstate NY, zone 5

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posted 9 years ago

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I have heard lots of reports of insurance companies refusing to allow a RMH, or refusing to insure a house with one. If it is in a garage, that may be alright. There may be some cases where insurance companies have insured houses with RMHs in them; I would like to hear actual reports too.

thomas rubino

master rocket scientist

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Location: latitude 47 N.W. montana zone 6A

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posted 9 years ago

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Consider building a batch box instead of a J tube (no exposed flames) then call it a masonry heater not a RMH, that may allow your insurance company to insure it.

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Christopher James

Posts: 14

Location: Minneapolis MN

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posted 9 years ago

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Great idea. Thanks!

"Do what you can, with what you have, where you are!"
"You've Got to Give Them Hope!"

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