Here's a crude idea:
You can get these
12v heated car seats for quite cheap. Rather than permanently embed a heater into the cob, perhaps you could just lay it on a prepared, flat surface. These heated seats are cushioned, so require some sort of weight on them to really get the heat to propagate - so just make a separate, heavy block of cob that you can manually place over the heat pad to create a sort of sandwich. The performance might be improved by actually disassembling the heat pad and removing as much of the foam padding as possible.
Strangely, you actually can buy heat mats
without the cushioning but they're inexplicably expensive.
EDIT: I'm an idiot. They're 'expensive' because you get 4 of them. Per unit they are very affordable.
Another idea - use a
germination heat mat. However these all seem to run directly on AC, and I personally would prefer a purely DC system just to keep it simpler.