That is a LOT of shrinkage. Your clay must be really fine and pure... what is the source like? My
native clay is glacial till, around 30% clay/silt, 30% sand, and 40% gravel to stone. For mass cob, I just pick out stones bigger than a golf ball and go. I do use some
straw away from high-heat areas, which also helps minimize cracks. I get hairline cracks every 6" to a foot or so, in general, less where the cob was applied stiff. How wet was the cob when you built it?
Not that it helps now on the existing cob, but I would mix quite a bit of gravel (rough or crushed would be best) into the sandy cob, and save the finer mix for the last half-inch or inch on the surface. Apply that before the mass cob dries out, and wet the surface to get a good bond. This in addition to using as many rocks in the internals as possible.
Assuming you have not yet reached the absolute finished dimensions of your cob, once the mass is thoroughly dry it will not shrink more and you can hide the patched cracks with a smooth finish coat. If you have cob attached tightly to the hot inner surface or combustion core, you will get some heat expansion and contraction which may cause surface cracks to appear when it is hot. For this reason as well as keeping the core hot in use, I would never apply cob directly to the core brick, but put a layer of somewhat flexible insulation around the core first.