I've been part of this sight since I was a teenager. Always had a dream of being like the pioneers of old. A simple life, with emphasis on hardwork and the small joys of life. Anyway, fast forward to now where I have a bit more capital and knowledge I'm looking for a place to start. Either land for lease, lease to own, or even sale. I'm in Lincoln County NC, west of Charlotte by about 45 mins, so anywhere in that area would be perfect. Thanks a head of time.
Hello! Just thought I’d share some info. I found a home with a low down payment, no credit and owner financing. It took 3 months and huge amounts of searching. I started by driving around and finding properties that looked in disrepair. If you have an address you can get the owners contact info from the county tax appraisers office and just ask if they are willing to owner finance. This worked but due to the area we were living in at the time it limited our options geographically.
Then I started using real estate sites searching for homes under 100k and contacting the realtor to see if he owner had any interest in owner finance. This is hit or miss because the realtors may loose a commission. You could also get the owners info from the above mentioned method.
Eventually I used Craigslist which is iffy.
The best resource I found though was the for sale in (city) Facebook pages. Post a wanted ad if permitted by the group explaining what your looking for clearly. I had a lawyer who wrote out the transfer of ownership and filed it with the tax office as well as the interest and payment schedule. I pay the owner directly my monthly payments.
NASA Federal Credit Union will finance anyone if they are debt free or pay off their debts and fees and interest. App is online, almost instant approval.
Hope this info helps someone!
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